A hypothetical story about the difference between having money and understanding what it can make possible. The following is an illustrative, hypothetical case study. It does not describe an actual Fero Financial client or represents an actual client outcome. "I Know I...
Your Husband Has Passed Away. What Happens to Your Financial Life Now? Financial guidance for widows who want clarity, confidence, and a thoughtful plan for the future. There is a moment many widows experience that rarely gets talked about. The paperwork may be...
Key Takeaways Recessions and bear markets describe two different aspects of economic downturns. A recession affects the overall economy, while a bear market refers to significant declines in the stock market. No two recessions or bear markets are exactly alike, so...
Key Takeaways From history, the stock market experiences significant short-term uncertainty and volatility during war because investors react to changing expectations about interest rates, economic growth, inflation, and their earnings. Selling your investments because...
A major life transition can change more than your finances. It can change who makes decisions, what feels secure, and what you need your money to do. Widowhood may leave you managing accounts and decisions your spouse once handled. Divorce can require you to build a...
Key Takeaways Insurance in retirement isn't automatic. Most coverage has to be actively arranged once employer coverage ends. Medicare covers less than most people expect, especially for dental, vision, and hearing care. The real risk isn't the premium. It's one...
Rebekah J. Fero, CFP®, AIF®
Jeffrey J. Fero, II, CFP®
