Tax Planning for Women in Transition
Why Tax Planning is Important? Have you ever gone to file your tax return and been shocked to learn that you owe a large amount of income taxes?
At Fero Financial, we don’t “do taxes”; we design lifetime tax strategies that fit your values, your cash flow, and your next chapter. As a CFP®, I model the long-term impact of decisions before you make them, then coordinate with your CPA so the final recommendation is tax-sound and compliance-ready.
Where smart tax planning moves the needle
Income timing:
Manage when and how you recognize income in transition years.
Account strategy:
Align Roth/Traditional withdrawals and asset location to cut lifetime taxes.
Survivor & divorce planning:
Optimize filing status, benefits, and withholding in a year of change.
Charitable giving:
Turn generosity into strategy with the right vehicle at the right time.
Estate & beneficiary design:
Structure inheritances to reduce taxes across generations.
Our simple process
- Review your full plan and upcoming decisions.
- Model multiple “what-ifs” to reveal the lowest-tax path.
- Coordinate execution with your CPA and attorney.
Remember being strategic by structuring your income and deductions each tax year along with monitoring taxes in the decumulation years (retirement years) may yield more assets for your future retirement goals and that of your heirs.
To get your complimentary Tax Planning Analysis and Review please complete the information below and we will be in touch with you shortly to go over the details of what we will need.
Disclaimer The information on this page is not meant to be comprehensive financial planning, legal or tax advice.
Work With a Certified Professional
Rebekah J. Fero, CFP®, AIF®
